Accelerated Bi-Weekly vs. Bi-Weekly: Which is Better?
An accelerated bi-weekly payment frequency can save you thousands in interest and cut years off your mortgage compared to a bi-weekly payment option. In the…
Category: Real Estate & Credit
What are Restrictive Covenant?
A restrictive covenant restricts the use of a land for the benefit of another piece of land. The restriction on the land usually requires something…
The Impact of Foreign Home Ownership in Canada’s Housing Market
It’s much easier to simplify a complex issue to a single tagline than to accept the complexity of the problem or situation. The recent unaffordability…
Master Your Mortgage: What the Bank Won’t Tell You About Buying the Right Home
Master Your Mortgage is a book that helps Canadian homeowners live the lifestyle they want by teaching them what the bank doesn’t want them to…
Mortgage Broker: 5 Things to Look for in a Mortgage Broker
A home purchase is full of emotions and uncertainty. That being the case, you must spend some time understanding what you are looking for when…
How to Choose the Right Mortgage Amortization
Amortization is something people understand but don’t know how to apply. For this post, I am speaking solely about mortgage amortization. The basics of amortization …
What to Consider When Selecting a Variable Rate Mortgage
The debate on whether it’s better to get a fixed or variable rate mortgage never seems to end. This conversation reminds me of the RRSP…