3 Reasons to Delay Your Home Purchase
Everyone wants to own a home. Everyone tells you to buy a home. Why? Because it always goes up in value, of course. While home…
Month: August 2022
The Importance of Credit
A common set of advice is usually given when working towards financial freedom. These might include living below your means, working with a budget, saving…
What is a Guaranteed Minimum Withdrawal Benefit (GMWB)?
A guaranteed minimum withdrawal benefit contract is an insurance investment product that can offer a guaranteed income amount for a period of time or for…
Why a Defined Benefit Plan is not a Retirement Plan
Having a job that offers a defined benefit plan doesn’t free you from the responsibility of planning for your retirement. It seems everyone wants a…
Why Saving is Critical to Financial Success
If only I had made more money, things would be easier financially. Does that sound like something you’ve heard or even said? If it does,…
What Makes a Person Good with Money?
I began playing basketball in grade 7 and was fortunate enough to play some college ball. The game might seem to be only about talent…
What is an Insured Mortgage?
An insured mortgage, often referred to as a high-ratio mortgage, is a type of mortgage in which the borrower has less than 20% of the…
7 Qualities of a Great Manager
People will stay with an organization because of a manager and leave because of a manager. I couldn’t agree more with that as I reflect…